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Application fee of 1% and Commitment Fee of 2.5%.
Available to finance exising housing loan.
40 years maximum
Start your journey to wealth creation with our flexible home loan solutions, designed to support our customers.
Calculate your Loan repayment and Apply now.
Specifically designed for PNG nationals who are first-time homeowners for the purpose of constructing new home or the purchase of a newly built home or unit that is no more than 12 months old.”
| Product | Interest Rate | Structure | Application Fee |
| Home Loan | 6.5% pa | Variable | K600 |
| First Home Ownership Scheme | 5.5% pa | Variable | K600 |
| Personal Property Investment Loan | 8.75% pa | Variable | K600 |
* Default rate is 5% pa in addition to the interest rate applied on overdue amount
** Interest is calculated on a reducing balance b, and based on a 365/366-day year
*** Insurance, valuation, and registration fees are third-party vendor charges and do not constitute costs charged by BSP.
If you’re applying from a rural area, contact your local BSP branch for guidance, or use our online enquiry form for help.
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